NMLS ID #605784 | 916-367-8516 | vlad.cirmati@my.morty.com
Resourceful and well connected expert in your market with an unparalleled network of professionals and over a decade hands on experience committed to ensuring the successful closing of your financing transaction.
Explore your options . Discover the range of mortgage products tailored to your needs and financial situation.
Submit your application . Complete and submit your mortgage application online with guidance from our expert team.
Close with ease . Enjoy a streamlined closing process with digital tools and expert support, making finalizing your mortgage quick and hassle-free
Tips for investing in California real estate, emphasizing strategic planning and leveraging resources like Morty for seamless transactions, aiming to foster financial stability and wealth building.
In California, owning a home means building equity, especially crucial in a market where property values vary. Explore the advantages of Home Equity Loans (HE Loans) and Home Equity Lines of Credit (HELOCs) to maximize your home's value.
Essential insights for California homebuyers, including an in-depth look at the mortgage process, how Morty simplifies the journey with low rates and personalized support from local loan officers, and information on California's down payment assistance (DPA) programs to make homeownership more accessible.
We search thousands of loan options so you don't have to! Find the most competitive rates here including: 15, 20 and 30-year fixed rates, 10/6, 7/6 and 5/6 ARMs, FHA, Jumbo, low down payment options and more. Create an account to customize your loan options and track daily interest rates.
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“Strongly recommend Morty. Fast service, professional, low rates. I will never shop for a loan elsewhere.”
“They offered us the best deal (and I shopped around a lot). Their mortgage calculator tool was easy and useful. Their closing checklist was straightforward and very helpful. Their team was super responsive to all my emails.”
“The rates and fees you see in the portal are accurate and do not change. The closing team is super responsive and helpful along with always making sure that we were cleared to close long before the closing date. That provides such a relief, especially in this crazy market!”
“They gave me the best rate on my home loan amongst all of the many lenders that I researched. Then they were extremely helpful throughout the process. Everything went smoothly with them from start of application to closing.”
“I highly highly recommend them to anyone in the market. They'll get you to closing on time and provide great support along the way!”
“Best lender I've ever had. Very communicative, quick, and easy to get a hold of when you need to. I like that you can see exactly what step everything is on on their site. They seemed to always be on top of their stuff.”